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Wednesday, August 3, 2016

How to Give Great (Frugal) Gifts

I recently read a post on another blog about how the author and her husband don't give each other gifts for events like anniversaries. They give some long-winded reasons why, but it mostly comes down to saving money.
I strongly disagree with this policy, so I will explain why I think gift giving is important and how to give great gifts without spending too much.

Thursday, July 21, 2016

Why I'm Not Saving for My Child's College Education

Most financial advisers seem to recommend prioritizing saving for retirement over a child's college education. However, I'm taking that advice to the extreme by not saving anything for our child's education; let me tell you why.

Saturday, July 9, 2016

Is Extremely Early Retirement Worth the Trouble?

Site of Henry David Thoreau's cabin near Walden Pond - Photo by Pablo Sanchez
The long version of this question is more like “Is being able to quit your job a few years early worth scrimping, saving, and depriving yourself during your working years and retirement?” Obviously, I think the answer is YES, but let me tell you why.

Sunday, July 3, 2016

My Plans for "Retirement"

We all have a vision in our head of what retirement will be like. Most people see a silver haired version of themselves sipping a cocktail on a tropical beach. That sounds nice, but I see a slightly older, much less stressed version of myself doing all the things I don't currently have time for.

Friday, June 24, 2016

Is it Unethical to Accept Government Handouts?

I recently had a conversation with a friend of mine who expressed disappointment that we were planning to let the government help pay for our healthcare after I "retire." He claimed we would be "mooching off the government and every American taxpayer." I can see where he's coming from, so I think it is worth explaining why I think what we plan plan to do is morally acceptable.

Friday, June 17, 2016

How to Reduce Your Monthly Bills

It's relatively easy to cut spending on miscellaneous purchases, but your regular monthly expenses can add up quickly, and they're easy to overlook. However, there are numerous ways to cut your monthly bills, and I will share many of them here.

Saturday, June 11, 2016

Our Perfect Portfolio

I admit, there probably isn't a perfect, one-size-fits-all portfolio out there, but I've created a portfolio that's perfect for us. Today I'm sharing our perfect portfolio, and if it sounds right for you, feel free to copy it.